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As stated, the OCC and FDIC have prefaced their proposed tips of deposit advance items on soundness and safety issues. But, there is certainly small proof to offer the premise why these services and products pose any security and soundness dangers into the banking institutions that provide them. It’s important to note some banking institutions have actually provided deposit advance services and products for several years with little to no or no soundness and safety issues, and now we are not sure regarding the foundation for the Agencies’ concerns over institutional security and soundness. Close regulatory assessment among these items has yielded reasonably excellent results and, significantly, demonstrated that close working relationships between banking institutions and regulators may result in the growth of wise and reasonable items. Pokračování textu Deposit Advance Products Pose No Safety and Soundness Issues